Since today is Dec 2 nd and you still have time to CREATE, I listed the links on my side bar and this is just a sample of what you can do.
Above was created in PicMonkey You will find all kinds of graphics and frames and backgrounds.
Below is a photo changed to look like a painting in Photo Shop Mini Online . Here you can edit quickly, change colors and enhance your photos.
Above I used Fotor
Above combo of beach photo, a map from word and added frame and graphics in PiZap
Below I created the entire card using graphics and backgrounds in PiZap..
Get ready, Get Set.. GO... get creating ......times a wasting.
4 Pizap backgrounds out of hundreds...