In 1990, Sears let Bob go after 18 years working there. They gave him a choice, take a lump sum of 500.00 or a direct deposit of $90.16 per month until his death. We chose the monthly payment. Since then, on the 1st day of each month, that money direct deposits in a savings that is only for that money. The only thing we use it for is each November we PAY THE TAXES on our home. The money goes in, I get and email from bank stating it is in the account and the balance. the email comes on the 1st, and on the 6th while typing like I am now, I thought, its time for bob' check to go in and realized I did not get an email. Logging into the bank, I saw that his deposit had no gone in the account since Feb 1. FOUR months of no check deposit, which means I did not realize for FOUR months I did not get and email. I did NOT look at the Savings, I did not even realize it did not go in.
I have never contacted the Insurance company that deposits, and had no clue how. Dragging out the Box, i found a letter that notified us of when Sears went out of business, it was changed to a company I will not name... I called and got the nicest young man, he listened to bob say it was ok to talk to me, and told me someone had put the account on hold and forgot to take it off, and that the 4 months check would go in the account in 5 business days and it did on the 3rd day..
How Could I Not realize I did not get the email. or check the account. MEMORY PROBLEMS! The thing is the Joke was on Sears when they laid him off, because the money from that small amount has been 27,000 dollars instead of 500.00. It has covered every penny of our homeowners taxes for 34 years. I am thankful I remembered this month. I have learned my lesson. IF I don't forget.
