Thursday, January 31, 2013

Pet Peeve and the Gift Card


the above 10.00 Target Gift card came last week, with a cover letter saying Thank You for Banking with us.
the card has no expiration date and is good anywhere.
I have not been in a Target for 5 years, and it will require 3.00 worth of gas to drive there.

That is not my pet peeve..... the peeve part is....this card came addressed to Robert .

We have banked with the same bank for 28 years, I went to the bank and opened the account, took the card home and got Bob to sign it, returned to the bank and received our checks.

In 28 years Bob has never written a check, or paid a bill, or even looked at the account. He uses the debit card for auto parts and gas... that is his total contribution to our account.

When on line banking became available, I went to the bank to sign up for it, At the time SS numbers were used to log in. THEY WOULD NOT LET ME USE MY SS NUMBER.... because he is MALE he is first on the account... I raised such a stink. really I did, bob was hanging his head in mortification, she finally said I will set it up to use yours but you have to add a zero.... WHAT?

Now they dare to mail the card in his name.... not Mr and Mrs. HIS NAME..... there is no name on the card, anyone can use it, BUT they MAILED IT TO HIM....

are you picking up what i am putting down? when i tried to turn off the Electric and Water 23 years ago and have it turned on in this house, I was told The Man of The House had to do it.... I will stop now, my BP is climbing.....

37 comments:

Bianca said...

Just found your blog through Arizona Wild Woman and you are writing about something I was ranting about this weekend!
Same her!!! I do all the finacial stuff, he never even wants to be bothered with it, but still I need to let HIM sign everthing, use HIS card to do the internet-banking and so on and so forth....
It outrages me too!!

Well, having complained about it, didn't make any difference, exept getting even more frutstrated ;-)
It's not worth my energy anymore I desided.
As long as I can spend HIS money MY way, I'll never complain again.

Gorgeous butterfly pictures btw.

crafty cat corner said...

Oh, I'm glad it's not just me that gets annoyed over things like this.
According to our Library I am a NO person, when our tickets were due for renewal they needed to see certain documents butnot from me, Tom had to show the details and I sat there like a good little girl not involved in the transaction, I was sooooo annoyed.
I receive my own money etc but because he is the house holder I am considered superflous to requirements. Arhhhhhhhhhhhh.

Briony
xx

ClickNCamera said...

You know, I think we should form a club, I can relate completely! We have a gas credit card that he had before we got married, he added me to it, but I pay the bill and if there is a problem they won't talk to me. It makes you feel like a child. He has told the company to change the records and talk to me, but NO, they can't or won't. I took the card away from my hubby and we don't use it unless we have to, so there...you're not alone. Enjoy your day, or try to!

My Mind's Eye said...

LOL Cablevision used to be the same way here. Any time I called they need my hubby's info. Times they have changed for the better in this field at least.
hugs C

From the Kitchen said...

Change banks! I've had my own checking account for years. I did put my husband on it but his name is not on the checks. Everything comes in my name. Alas, no Target card!! We do have a joint account (at another bank) and things come in both our names. Women are still faced with standing up for their rights even now. I just heard that Barbara Boxer and Rep. Milsudski are working on a bill to force employers into equal pay for women. I think it's about time!!

Best,
Bonnie

Coloring Outside the Lines said...

Ah, I can't even go there! A sat tv comp was the last event for me. Seems I could add channels all day long, but the second I went to remove one- they wanted to speak to the man of the house. Grrr.

Cranberry Morning said...

Wow. Looks like you really touched a nerve here! That is just ridiculous, isn't it.

Suburban Girl said...

Oh dear, I thought we were passed all of that!!! Surprising that the bank hasn't gotten with the 20th century let alone the 21st!!

Remington said...

Beth here....this is so funny....why? Because it is just the opposite at our house. I do all the banking, bill paying, etc....and for some reason the bank has put my name first on everything and Mike second. Probably because they NEVER talk to him. I don't contribute ANY money....and they know that! Funny how they set things up!

Ginny Hartzler said...

Well...if the account and the water and all are in Bob's name only, then only he can change it. Here is my story. When Phil calls my medical insurance or something else of mine, they will NOT do the changes he wants without having me pick up the phone and tell them it is O.K. The rules are strict that only the person who owns accounts can change them or do anything. Get your bank account JOINT! Things that only have one of your name...if this person dies, all accounts are frozen till mediated. If Bob would die, you would not have immediate access to the money, most likely. The Target card I have NO idea!!! Oh, as I re-read, maybe you are joint, but his name was just first?? Well, whoever does the finances in the house should have their name first. But STILL, this was rotten!

Auntie sezzzzzz... said...

I hear you.

And......

'Tis time for you to go to your library, and get out "Women Who Run With the Wolves." Oh babe, yes!

TexWisGirl said...

yup. i understand.

Kathy said...

I think your bank needs some lessons in sexual equality. They're about 30 years behind the times.

Rose said...

I could add something, but it would only make your BP worse!

Deb said...

You would think times would change but they havent

Ann said...

I can totally relate to your pet peeve. I went through hell changing the bills over to my name when I got divorced. The phone company would not change the bill to my name without my ex's permission. The electric company, even though that bill is now in my name still sends letters (junk ones) in my ex's name. I don't even open them, they go right in the trash.

Ruth Hiebert said...

I guess things are just a little different in Canada.Even when Jake was alive,I had no problem setting up an account on my name only.Of course now all that is irrelevant.

Chatty Crone said...

This has been an age old issue. When we were first married - some how I managed to get a credit card in my name and I have kept it all these years. Yep they want the man.

Don't they know it is really the woman who will tell the man what to do anyway?

I am with you on this.

sandie

LC said...

My husband handles our accounts so this has not been an issue for me. What was an issue in the position I retired from was a bias that sometimes cropped up in interactions with my otherwise wonderful boss.

There were times he was reluctant to act on my recommendations but would later move forward when a male made the same recommendation.

But the good far outweighed that negative.

Gail said...

One of my pet peeves too. I have worked very hard through the years to add both names to all accounts.

I argued with someone who called, just give me the message. They had to talk to Hubby. I said he will just tell you to talk to me. They insisted, he told them then I could talk to them.

Catherine said...

Booooo stupid banks!!!! ;)
xo Catherine

SquirrelQueen said...

Wow, your bank is still in the Dark Ages. I opened our bank account and added hubby as a signer, everything comes addressed to me. There is only one credit card that he had before we were married that won't talk to me unless I put him on the phone first even though I'm on the account and pay all the bills. Everything else, utilities, mortgage, etc, is in both of our names but I've never had any trouble conduction business with them. I do all the financial transactions in our house.

Muffy's Marks said...

Oh you got my blood boiling. When I bought my duplex as a rental property, I saved the down payment. but when I went to get the loan guess who's name they put on the papers first......not mine.. OH I HEAR YOU LOUD AND CLEAR. Way back in the 60's Gloria forgot about equality in banking!!!

George said...

It's amazing how clueless some institutions can be. Those that talk most about caring for the customer seem to be the most clueless. I think I would change banks.

Beatrice P. Boyd said...

Like yourself, Sandra, I handle all the bill paying from our joint checking, and we also each have separate checking accounts. We have not had any similar hassles in our 7 years here. I even cancelled the debit card issued for my account and we never got one for our joint checking. Our utilities are in both names, which can be confusing as I always retained my maiden name. I agree with a previous comment that maybe changing banks would be a thought for you. But I do understand your frustration as years ago with my then husband, a mortgage banker shook his hand when I was the one making the initial down payment on our condo!

barbara l. hale said...

I thought those days were over. Sad.

Betty Manousos said...

i hear you.
that drives me crazy..
like george has said, i think i would change banks.

EG CameraGirl said...

I feel your anger, Sandra. I have the same problem with Bell Canada (phone and internet).

Inger said...

We have some stuff in his name, some in mine. TV is in mine, electric is in his up here. The bank account has him on top and everything from the Credit Union is in my name, my hubby just has a separate account and debit card in his name, but the statements are all in my name. We both write checks and it has never bothered me or him. Watch that BP!

Betsy Banks Adams said...

Oh My----I think I would change banks... That is ridiculous... There are alot of good, caring banks out there --so you surely can find one where you can work this issue out... GADS!

Hugs,
Betsy

Ginny Hartzler said...

I left a comment n both posts. It gets stranger. My sidebar says your last post is feline art, everything is out of wack...it is The Twilight Blog!

Michaele said...

There has been no man of my house for over 20 years. I dare someone to say that to me. Go sister!!

Marie said...

Where is the feeline post?? lol
I do understand this! Glad you have spoken up. :)

Golden Woofs! SUGAR said...

Woof! Woof! WHAT 5 years. My mom miss going to Target ... no name you can use it absolutely. Golden Laughs! Have a FUN Sunday. Lots of Golden Woofs, Sugar

Betty Manousos said...

good morning, sandra.

just stopping by to day hi.

hope everything is well in your neck of the woods.

Dee said...

I can relate...it is frustrating...to be treated second class. If I was to die tomorrow...Frank would have no clue how to do anything.

Heidrun Khokhar, KleinsteMotte said...

I totally understand. Luckily over here we can assign who will be the principle contact with any bank or other company and each of us can share by having our personal PINs.
Head of family rules have changed to primary and secondary users but both have equal rights once it's set up to be that way.